Credit risk analyst Work experience - 4 to 5 years
Domain - Credit risk / Fintech Roles and Responsibilities : Credit risk strategy development for retail loan portfolio using users’ transactional data and risk scores
Cross-sell and upsell using customer segmentation
Scorecard validation and Monitoring A/B testing and deriving insights to grow the loan book NPA management and prediction
Collection analytics and recovery efficiency improvements
Team player who can work with cross-functional teams to gather data and derive insights Monitoring key risk metrics and report generation Mandatory Technical skill set : Previous experience in credit risk strategy development for retail loan portfolios is mandatory Python Statistical analysis and A/B testing
Excel
SQL Visualisation tools such as Redash / Grafana / Tableau / Power BI