Credit Manager-RELATIONSHIP BANKING GROUP-Credit Credit Manager-RELATIONSHIP BANKING GROUP-Credit Role Credit Appraisal · Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities · Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training · Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business · Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend · Analyze the NPA trend like area, industry, sector etc. · Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA · Ensure qualitative portfolio Experience Level Mid Level
📌 Credit Manager (Mumbai)
🏢 Kotak Mahindra Bank
📍 Mumbai
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