POSITION OBJECTIVE The incumbent will be responsible for managing end-to-end banking, credit facility, and financial compliance operations, ensuring smooth coordination between the organization, banks, and rating agencies.

KEY RESPONSIBILITIES

1. Banking Operations & Credit Management

- Manage and execute day-to-day finance, accounts, and banking activities.
- Liaise with banks for renewal, assessment, and enhancement of credit facilities (fund-based and non-fund-based).
- Handle end-to-end processing and execution of Letters of Credit (LC) and Bank Guarantees (BG), both foreign and inland.
- Monitor utilization of credit limits and ensure timely renewals.

2. Compliance & Reporting

- Prepare and submit banking compliance reports including FFR-I (Financial Follow-up Report) and FFR-II.
- Prepare CMA (Credit Monitoring Arrangement) data for credit assessment and renewal purposes.
- Prepare monthly/periodic stock statements for drawing power (DP) allocation and submission to banks.
- Ensure timely calculation and reconciliation of monthly interest and commission charges levied by banks.

3. Rating Agency Coordination





- Coordinate with credit rating agencies for annual renewal and surveillance exercises.
- Compile and submit necessary financial and operational data for rating assessments.

4. Financial Analysis

- Apply working knowledge of financial instruments (LC, BG, CC, term loans, etc.).
- Analyse key financial ratios (liquidity, solvency, leverage, etc.) and benchmark them against industry standards.
- Support management with financial insights for credit and banking decisions.

Preferred candidate profile

- Solid knowledge of financial instruments and banking products.
- Hands-on experience in LC/BG documentation and execution (domestic & international).
- Proficiency in CMA data preparation, stock statement filing, and DP calculations.
- Working knowledge of financial ratio analysis and benchmarking.
- Advanced proficiency in MS Excel, MS PowerPoint, and Tally ERP.
- Strong attention to detail and ability to manage regulatory/compliance deadlines.
- Relevant experience in corporate banking/finance operations preferred.

📌 Banking Executive (Kolkata)
🏢 Cabcon India
📍 Kolkata