We are seeking experienced Business Analysts to join our growing Business Banking Technology team, supporting both strategic transformation initiatives and the development of new Business Banking propositions. Successful candidates will combine strong core Business Analysis capability with Business Banking domain expertise, operating within Agile delivery teams to define, refine and deliver high quality solutions that create value for customers and the organisation. The role requires individuals who can confidently engage stakeholders, facilitate workshops, break down complex business problems, manage requirements throughout the delivery lifecycle, and work effectively with Product Owners, Engineers, Architects, Testers and Operational teams.

Key Responsibilities Business Analysis  Elicit, analyse and document business, functional and non-functional requirements.  Facilitate workshops, interviews and discovery sessions with stakeholders.  Create and maintain user stories, epics, processes, data requirements and acceptance criteria.  Ensure requirements are clear, testable and aligned to business objectives.  Support solution design through collaboration with Architecture, Engineering and Product teams.  Perform impact analysis across systems, processes, data and operating models.  Support testing activities including SIT, UAT and defect triage.

Agile

Delivery  Operate as an embedded member of Agile squads.  Work closely with Product Owners to shape and prioritise backlogs.  Lead refinement sessions and ensure stories meet Definition of Ready standards.  Decompose large business outcomes into manageable epics, features and stories.  Contribute to sprint planning, reviews and retrospectives.  Manage requirements traceability throughout the delivery lifecycle.

Stakeholder

Engagement  Build robust relationships across Business, Operations and Technology teams.  Communicate effectively with both technical and non-technical audiences.  Influence decisions through evidence-based analysis.  Facilitate consensus between competing stakeholder priorities.



Process & Data Analysis  Analyse existing business processes and identify improvement opportunities.  Create process maps, workflow models and customer journeys.  Support operating model design and process optimisation.  Analyse business and customer data to inform recommendations.

Essential

Skills & Experience Business Analysis  Proven experience as a Business Analyst within Financial Services or Banking.  Strong requirements elicitation and management capability.  Experience Creating User stories

Acceptance criteria

Process maps

Business requirements documentation

Functional specifications  Strong workshop facilitation and stakeholder management skills.  Experience conducting impact assessments and gap analysis.  Ability to work independently on complex change initiatives.

Agile

Delivery  Experience working within Agile squads using Scrum and/or SAFe.  Strong backlog management and refinement experience.  Demonstrable ability to break down complex requirements into deliverable increments.  Experience working closely with Product Owners and Engineering teams.  Good understanding of Agile delivery practices and ceremonies. Communication  Excellent written and verbal communication skills.  Ability to communicate complex concepts in a simple and engaging manner.  Strong negotiation, influencing and presentation skills.  Comfortable managing senior stakeholders.

Tools Experience

With  Jira  Confluence  Miro  Visio or equivalent process mapping tools  Microsoft Office Suite Business Banking Domain Knowledge (Essential) Candidates should demonstrate experience in one or more of the following:



 Business Banking products and services  Business current accounts  Lending and credit products  Client onboarding journeys  Business customer servicing  Payments and cash management  Regulatory and compliance requirements impacting Business Banking Desirable Specialist Experience We are particularly interested in candidates who possess expertise in one or more of The Following Specialist Domains Financial Crime  AML controls and monitoring  KYC and Customer Due Diligence  Sanctions screening  Financial Crime operating models  Risk scoring and alert management  Question set design and customer onboarding journeys Fraud  Fraud prevention and detection processes  Fraud risk assessment  Feedzai platform experience  Fraud decisioning and case management Customer Due Diligence  CDD frameworks  Risk-based onboarding  Decision rule sets  Customer response handling  Regulatory compliance requirements Treasury  Treasury operations  Treasury reporting  Market and liquidity data feeds  Regulatory reporting  Reconciliation processes Payments  BACS  Faster Payments  CHAPS  Direct Debit and Direct Credit processing  Corporate and Business Banking payment services  Direct BACS submitter processes  Business payment reference and contra data Personal Attributes  Collaborative and team-oriented.  Curious and willing to challenge constructively.  Strong problem solver.  Customer focused.  Proactive and outcome driven.  Comfortable operating within ambiguity and change.  Passionate about delivering high quality analysis and business outcomes.

Ideal Candidate Profile The Ideal Candidate

Will Bring  Proven Business Banking experience.  Excellent core Business Analysis capability.  Strong Agile delivery experience.  Expertise in running requirements and refinement workshops.  Experience decomposing complex business problems into deliverable outcomes.  Outstanding stakeholder and communication skills.  Specialist knowledge in Financial Crime, Fraud, Payments, Treasury or Customer Due Diligence would be highly advantageous

📌 BA - Business banking (Andhra Pradesh)
🏢 Virtusa
📍 Andhra Pradesh