Role & responsibilities

- Formulation of CV/CE policy, review amendment proposal to credit policies
- Monitor effective implementation of credit policies
- Review/Analysis of historical loan data to understand the pattern from delinquency point of view, apply statistical tool to analyze the pattern and come with detailed assessment.
- Review and Prepare risk dashboard for management which shows all key risk parameters. Customer, vendor, competition visits. Market analysis
- Develop rating model/scorecard for CV/CE based on historical data
- Testing of scorecard/model on a regular basis and update
- Coordinate with stakeholder for the rating model implementation
- Prepare and maintain database of loan products from risk assessment point of view
- Ensure data is correctly captured in the system and coordinate with different teams to fix the issues.
- Coordinate with IT team for the automation of credit approval process, LMS & LOS
- Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption

Interested candidates may share their updated resume on [email protected]

📌 Manager- Credit Risk (Commercial Vehicle) (Varanasi)
🏢 Utkarsh Small Finance Bank
📍 Varanasi