Role: Credit Manager

BU: Credit Risk Management

SBU: Micro Enterprises Business Risk (MIB Risk)

Clients' Turnover: Up to 100 Crores

Ticket Size: 50 Lakhs to 15 Crores

Location: Goregaon East, Mumbai

Role Summary:

- Ensure quality Appraisal of credit for worthy borrowers.
- Ensure timely credit and transaction approvals for delegation under self.
- Follow up with seniors for credit / transaction approvals.
- Managing loan portfolio with respect to credit rating/quality.
- Identify de risk account / AL accounts.
- Monitoring of Team TAT and Productivity.
- Ensuring adherence to the credit policy and process.
- Review of Delinquency
- Review exceptions and approval for knocking.
- Respond on the Hind sight and Internal audit observations




- Conduct monthly Regional Council Meetings with all the stakeholders.

Core Responsibilities:

- Assessment of credit proposal , Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal
- Preparing CAM / Report which highlights the quality of information , which helps the decisioning of cases are senior level
- Monitoring of delinquency, exceptions , portfolio movement.
- Maintaining data as required by the Senior Management

📌 Credit Manager (Mumbai)
🏢 Yes Bank
📍 Mumbai