Role & responsibilities

1. Policy & Process Management

- Credit policies drafting and amendments
- SOPs, Process Notes and Policy Circulars
- Managing Product Programs (MLAP, EQ, MEQ, WCTL, LFMP, Gold Loan, LAS etc.)
- Policy implementation and roll-out
- Designing and updating login, disbursement, and operational checklists.
- Ensuring policy alignment with business requirements, risk appetite, and regulatory guidelines.

2. CGTMSE Management & Compliance

- Guarantee registration and premium management under CGTMSE.
- NPA reporting
- Claim lodgement and follow-up
- Recovery reporting
- Claim capping calculations
- Internal, external and statutory audit responses relating to CGTMSE
- Coordination with CGTMSE officials

3. Credit PD/LIP Vendor Management

- Managing the empanelment, renewal, and invoicing for Credit PD & LIP vendors.
- Monitoring vendor agreement validity, renewals and compliance requirements.

4. Property Revaluation

- Property revaluation exercise
- Coordination with technical agencies
- Monitoring valuation validity
- Revaluation tracker management
- Exception handling and follow-ups

5. MIS & Reporting

- CGTMSE MIS

Property Revaluation MIS

Preferred candidate profile

📌 Assistant Manager Risk and Policy (New Delhi)
🏢 SMC Finance
📍 New Delhi