Purpose of the position:

- This position will be a part of the Loans Operations team and shall be responsible for Loans and advances and related regulatory reporting.

- The person shall be responsible for handling customer transactions and queries and regulatory compliance including RBI and branch audit.

Job Responsibilities:

- To process operations in system related to Loan disbursement, Settlement & loan renewal. Collection of interest on all Categories of loans on month end.
- Protected-Keeping of Original Loan / Facility Documents.
- Knowledge of mandatory regulatory guidelines related to Loans.
- Generating Loan statement/advice and any other credit or transaction statement or certificate as per customer request or as per internal or statutory compliance requirement.
- Keeping track of loan maturity.
- Filing of documents. Arranging & maintaining all files properly. Keeping & maintaining registers related to assigned work area.
- Processing of RTGS/NEFT related to loan transactions.
- Other work is allocated by the management.




- Back up for INR remittances, deposits and Teller Operations.
- Arranging to provide all loan-related data for RBI, other regulatory & H.O. reports.
- Preparation of NPA tool check & Daily MIS for loan-related transactions.
- Monitoring and reconciliation of DSF transactions.
- Email monitoring.
- Keeping & maintaining registers related to assigned work area.
- Updation of volume tracker, fax and exception register related to above transactions.
- Recon, Precob of Loans operations, saving daily reporting related to loans operations.
- Other work allocated by Management.
- Monitoring of Internal Account / Customer Loan Accounts and their reconciliation.

Knowledge & Experience:

(a) Knowledge:

- Knowledge of Regulatory Reports
- An understanding of RBI circular on Loans and Advances.

(b) Experience:

3+ year relevant experience in similar role

📌 Loans Operations Analyst (New Delhi)
🏢 Sumitomo Mitsui Banking Corporation (SMBC)
📍 New Delhi