Job Description - Grade Specific

Your Role

- Review deposits, withdrawals, transfers, and trading activity to identify money laundering, terrorist financing, and market abuse red flags, via alerts generated by the transaction monitoring system
- In addition, assess if there is anything else unusual about a transaction, particularly based on experience of previous transactions
- Assess the relevance of the geographies of the remitter and beneficiaries of the transaction where there are grounds for suspicion or a requirement for guidance in relation to an alert
- Profiling of customers highlighted through the transaction monitoring alert process
- Ensure accurate, complete, and up-to-date internal documentation to provide evidence of decisions and reasoning based on the facts and the potential ML/FT risk identified.
- Communicate with relevant business line and other functional units
- Effectively investigate, document, and identify suspicious activity and use judgment for to determine if case needs to be escalated to L2 for further investigation and subsequent submission of a SAR/STR
- Produce accurate and quality work (90-95%) under tight deadlines and minimal supervision

Your Profile

- University graduate




- CAMS certification or any industry recognized AML certification will be a plus
- Fluent in English (spoken and written)
- Minimum 3-6 years related banking, compliance, audit experience with a minimum of 2-5 years specific experience relating to transaction monitoring and alert dispositions according to specific banking policies and relevant AML legislations across NA, EU & APAC jurisdictions
- Maintain a working knowledge of anti-money laundering related requirements including BSA, USA Patriot Act, OFAC, SEC, FINRA, and other applicable US, UK EMEA regulations
- Actively engage in the identification of potential process shortcomings or required enhancements
- Technical & Behavioral Competencies
- Proficient in Microsoft Word, Excel, Outlook and PowerPoint
- Ability to work in a high-pressure environment with strict tight deadlines
- Robust research and analytical skills
- Well-developed interpersonal, problem-solving, and influencing skills
- Exhibit high willingness to collaborate with all levels of the organization
- Familiarity with platforms & tools like Factiva, Dow Jones Risk, Pega, Fenergo, Actimize, World Check, Lexis Nexis and RDC

📌 Senior Associate - Transaction Monitoring (Chennai)
🏢 Capgemini
📍 Chennai