Evaluate digital loan applications within defined
turnaround time (TAT) using scorecards and policy rules.

Perform digital KYC, bureau checks, income surrogates,
and fraud screening; escalate suspicious cases.

Prepare concise credit notes/CAMs for non-STP or
exception cases; recommend decisions as per DOA.

Ensure accurate documentation and track post disbursement document (PDD)
closure where applicable.

Coordinate with sales/operations for clarifications,
rework, and smooth disbursement.

Monitor early vintage performance/FPD for approved
cases and provide feedback to improve filters.

Adhere to underwriting policy, regulatory
requirements, and internal audit standards, explicit QA observations PDs of
specific cases.

Skills Required:

Strong analytical and decision-making skills.





Knowledge of retail lending credit policies and
scorecards.

Proficiency in digital KYC, fraud control, and MIS
tools.

Attention to detail and compliance orientation.

Educational Qualifications and Experience:

Graduate / Post-Graduate in Finance, Commerce, or
related field.

13 years in credit appraisal/underwriting; experience
in digital/fintech lending preferred.

Disclaimer : This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Digital Credit Manager (Hyderabad)
🏢 IIFL home finance
📍 Hyderabad