Job Description

1. 2POSITIONDESCRIPTION

JOBTITLE

DataScientist

GRADE

M

DEPARTMENT

Data Science and Decision Management

LOCATION

HO

SUB-DEPARTMENT

TYPEOF POSITION

Full time

REPORTSTO

SeniorData Scientist

REPORTINGINTO

NA

ROLEPURPOSE OBJECTIVE

1. TheData Scientist is responsible for advising the business on thepotential of data, to provide new insights into the businesssmission, and through the use of advanced statistical analysis,data mining, AI/ML and data visualization techniques, to createsolutions that enable enhanced business performance
2. Takeinitiatives and Ideate analytics projects which have scope ofincremental revenue / reducing cost / increased operationalefficiency
3. Supportin creating custom reports and presentations accompanied bystrong data visualization and storytelling to take necessary datadriven actionable
4. The role requires involvement in problem definition, data cleansing,hypothesis generation and testing, model training and testing andfinally deployment and monitoring of predicted outcomes
5. Thecandidate will need to rapidly understand business problems,internalize and contextualize domain specific information andidentify deployable, pragmatic solutions that are relevant andadd real business value
6. Thecandidate will need to be able to effectively communicate theintended processes, provide a clear understanding of what data isrequired and available

SIZEOF THE ROLE

FINANCIALSIZE

NON-FINANCIALSIZE

- NA

- 10- 50 reports / dashboard
- Coordinatewith third party service providers
- Managevarious bureau relationships for portfolio reviews for collectiontriggers and customer pricing related initiatives
- Manageaccuracy of data loads and visualization of accurate data to allstakeholders

KEYDUTIES RESPONSIBILITIES OF THE ROLE
1.



Business/Financials

- Engagewith business stakeholders to understand their business processand translate business problems into analytical structures andsolve using statistical /ML techniques
- Takeinitiatives and Ideate analytics projects which have scope ofincremental revenue / reducing cost/ increased operationalefficiency
- Identifyand implement new business opportunities with a strategic andlong-term view
- Supportthe Banks cross-sell programs through analytics andexecute campaigns to promote various offers, enable fulfillmentand tracking of different metrics
- Responsiblefor timely deployment, execution and housekeeping of all thecross-sell campaigns. Enhances and maintains the campaignmanagement systems and recommend improvements to offer constructs
- Maintaina high level of engagement with business. Periodically prepareand communicate learning from campaigns, to ensures enhancementsin campaigns construct, efficiency, execution procedure etc.
- Engagewith business stakeholders to understand their business processand translate business problems into analytical structures usingvisualization tools
- Maintaina high level of engagement with business. Periodically prepareand communicate learning from business trends, to ensuresenhancements in business growth projections and tracking themagainst actual business




- Analyzemonitor delinquency and provide necessary recommendationsto minimize delinquency rates
- Supportin developing and deploying machine learning applicationscorecards in collaboration with business / risk / policy teamsof the bank
- Liaisewith credit bureaus for performance tracking of the business andbenchmark analysis to provide detailed business insights
- Performportfolio risk analytics to provide delinquency forecasting,vintage analysis to assess sourcing quality, concentration riskanalysis for risk appetite models and good -bad analysis basisbureau scrubs
- Buildeconometric and statistical models for various problems inclusiveof projections, classification, clustering, pattern analysis,sampling and simulations
- Executead-hoc data mining and exploratory statistics tasks on largedata-sets related to the business ''strategies
- Collaboratewith senior data scientists to communicate obstacles and findingsto relevant stakeholders in an effort to improve decision makingand drive business performance.
- Developand provide a set of regular MIS, KPIs, Key Drivers portfolio data across all product and segment areas.
- Setupthe analytical capability in providing value-added analysis andMIS review for the product and distribution groups.
- Monitorproduct performance and competitive environment; highlightimportant trends, gaps opportunities for the business;cost-effective marketing, repricing or fee opportunities
- Design,develop distribute operational and qualitative reporting toprovide stakeholders with consistent insights into regulatorymatters and operational progress
- Produceperiodic and ad-hoc senior management and stakeholder reportswith appropriate controls over manual, semi-automated andautomated reporting functions

📌 Data Scientist (Bengaluru)
🏢 Ujjivan Small Finance Bank
📍 Bengaluru