Senior Consultant Cards and Payments Business Analyst

The Opportunity

Cards and Payments Functional Business Analyst

Your Key Responsibilities

- 5+ years experience in banking payments transformations or implementing new cards and payment systems
- 3+ Years of experience of working as Tech Business Analyst for Payment Processing Systems in large banks.
- Familiar with Payments messaging standards such as NACHA, ISO 8583, ISO 20022, SWIFT
- Proven experience as a Business Analyst or Technical Business Analyst in the payments or financial services domain.
- Strong understanding of payment systems, processing, and industry trends (e.g., ISO 20022, digital payments, payment gateways).
- Expertise in Cards Management platforms like HPS PowerCard, VisionPLUS, TSYS Prime
- Expertise in Enterprise Payment platforms like Finacle, Base24.
- Proficiency in technical documentation and modelling tools (e.g., UML, BPMN).
- Excellent analytical, problem-solving, and communication skills.
- Familiarity with Agile methodologies and tools (e.g., Scrum, JIRA).
- Experience with API integrations and payment technologies.
- Knowledge of regulatory requirements in the payments industry.
- Certification in Business Analysis (e.g., CBAP) or Agile methodologies.
- Good Knowledge of check payments value chain involving Fraud and Dispute management, Clearing and Settlement processing, Network regulations and compliance.
- Demonstrable payment processing and clearing knowledge especially data mapping and modelling to support triaging issues raised in development and production




- Proven track record of working on multiple projects and change management initiatives in a fast-paced and complex workplace including liaising with external third-party companies as necessary.
- Experience in stakeholder management and governance in large scale implementations.
- Sound knowledge of upstream and downstream systems in payments landscape like Core banking, Payment Switches, Compliance, FX, Advising, Billing etc.
- Knowledge about payments regulatory frameworks like SEPA, BASEL, PSD2, PCIDSS etc. is desirable
- Experience in working with payment processing stakeholders like Payment Intermediaries, Aggregators, Switches

Skills and attributes for success

Skills and experience

- BE/BTech+ MBA candidates with a minimum of 3 years of experience in client-facing consulting roles
- Bring deep industry expertise in payments & digital banking and large-scale payments modernization programs
- Provide innovative ideas with our clients to explore disruptive strategies that create business value, including usage of new age technologies, such as Blockchain and AI.

Behavioral Attributes:

- Analytical, organized, team player, relishes working in a multicultural, multi-national business context.
- Strong delivery mindset, customer focus, commitment to results and high-quality standards.
- Good communication skills, teamwork and customer focus are essential.
- Building influential relationships with colleagues, partners and customers is an essential part of the Services team strategy for success to date
- Being able to work independently or in a team as needed.
- Stakeholder engagement, management, and governance.

📌 Senior Cards & Payments Consultant (Bengaluru)
🏢 EY
📍 Bengaluru