Responsibilities:

- Review individual commercial credit files to ensure compliance with financial institution and regulatory guidelines
- Perform and document testing on consulting, compliance and internal audit engagements
- Identify findings and document opportunities for process improvement
- Draft detailed reports to clients that summarize findings and recommendations
- Research technical issues that arise during the engagement
- Assist Seniors and Managers in developing strategic solutions to meet client needs

Qualifications:

• Bachelors degree required.

• Minimum 3 years of relevant experience.

• Previous experience in banking or credit unions, with a robust background in credit analysis and underwriting.

• Previous experience in conducting commercial loan file reviews in all aspects of business lending (Small Business Administration, Agriculture, Commercial Real Estate, Construction and Commercial & Industrial).





• Credit/loan department operations experience along with internal audit, and/or consulting services preferred. Ability to review and analyze financial statements of individuals or companies for sufficient cash flows to repay debt obligations

• Familiarity with Moody’s and other financial analytic tools. Ability to work effectively as part of a team and independently

• Creative problem solving and research skills. Strong analytical and report writing skills. Motivated to meet client deadlines and provide excellent client service. Excellent verbal and written communications

• Ability to handle multiple priorities, tasks, and simultaneous projects. Proficient with Microsoft Office (Word, Excel, PowerPoint, Outlook)

📌 Credit Risk Analyst - Senior (Bengaluru)
🏢 Baker Tilly
📍 Bengaluru