Key Deliverables

The engagement should produce concrete, reusable assets, including:

- Commercial Lending Lifecycle Blueprint an end-to-end map of origination, fulfillment, closing, servicing, and portfolio workflows with personas, systems, handoffs, data dependencies, and breakdown points.

- Origination & Fulfillment Workflow Pack detailed maps for intake, qualification, document collection, spreading, underwriting support, credit-memo preparation, approval, conditions, closing, funding, and boarding.

- Persona & Jobs-to-Be-Done Map responsibilities, pain points, artifacts, decisions, handoffs, systems, and success metrics for each persona.

- Document & Data Requirement Matrix required documents, data fields, source systems, and evidence standards by deal type and workflow stage.

- Credit Package / CAM Reference Model a recommended structure for credit-package outputs: borrower overview, sponsor / guarantor analysis, collateral, financial analysis, risk-rating support, exceptions, conditions, covenants, approvals, and evidence links.

- Policy, Exception & Approval Logic Guide how lender policy, authority matrices, exceptions, overrides, and approvals should be represented in workflows and AI outputs.

- Conditions & Covenants Playbook how conditions and covenants are generated, assigned, tracked, escalated, cleared, monitored, and surfaced across origination, closing, servicing, and portfolio.

- Golden Deal Library & Validation Rubric representative scenarios and expected outputs for evaluating AI performance, SME review, regression testing, and release readiness.

- Servicing & Portfolio Chance Map a prioritized view of post-close workflows where JazzX can create value (payments, rate resets, UCC continuations, modifications, payoffs,



covenant testing, annual reviews, watchlist, early warning). Delivered if within the consultant s expertise.

- Product Readiness Review an assessment of whether JazzX s commercial lending workflows, demos, requirements, and outputs are credible, accurate, and ready for customer-facing use.

Qualifications

Required Experience

- 10+ years of hands-on commercial lending experience at a bank, commercial lender, credit union, specialty finance company, consulting firm, or lender-facing technology company.
- Deep command of commercial loan origination and fulfillment: borrower intake, deal qualification, financial spreading, credit analysis, underwriting support, credit-memo preparation, approvals, conditions, closing, funding, and boarding.
- Strong familiarity with CRE and / or C&I; lending (ideally both).
- Practical understanding of credit policy, approval authorities, risk ratings, covenants, exceptions, documentation standards, and audit / loan-review expectations.
- Able to map workflows across relationship managers, analysts, underwriters, credit officers, closers, loan operations, servicing, portfolio management, risk, compliance, and internal audit.
- Experience with commercial lending systems LOS / CRM, document repositories, core banking or servicing systems, spreading tools, and reporting workflows.
- Excellent written and verbal communication; able to turn domain expertise into crisp documentation, examples, product guidance, and cross-functional training.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 SME - Commercial Mortgage (India)
🏢 JazzX AI
📍 India