- Evaluate and manage credit risk across lending portfolios.
- Develop, implement, and maintain credit policies, scorecards, and risk frameworks.
- Monitor portfolio performance and recommend corrective actions based on risk trends.
- Support underwriting teams with complex credit assessments and policy exceptions.
- Analyze delinquency, default, and loss trends to improve portfolio quality.
- Translate business credit requirements into technical specifications.
- Drive automation of credit workflows using business rules, APIs, and workflow tools.
- Validate system configurations to ensure compliance with credit policies.
- Support system enhancements, upgrades, testing, and production releases.