Job ID 40132 Location Mumbai IN Area of interest Retail Banking Job type Regular Employee Work style Office Working Opening date 15 Sept 2025 Job Summary Strategy The Head of Liability Products is responsible for driving the strategy development and management of the bank s liability product suite CASA Term Deposits NRI deposits Current Accounts Savings Accounts and related offerings The role ensures product innovation regulatory compliance and profitability while maintaining a strong client value proposition Strategy Planning Define and execute the liability product strategy in alignment with the bank s retail banking objectives Drive portfolio growth balance sheet optimization and CASA FD mobilization Business Product Management Innovation Design launch and enhance liability products tailored to client needs across segments Mass Affluent NRI Corporate Ensure digital integration customer convenience and competitiveness in pricing features Financial Performance Achieve liability product targets across balances acquisition activation and profitability Monitor key performance indicators KPIs and drive initiatives for revenue growth Processes Client Experience Embed client-centric design and delivery in all liability products Collaborate with service and operations teams to ensure seamless onboarding and servicing People Talent Stakeholder Management Work closely with distribution digital operations risk and marketing teams Manage relationships with regulators vendors and partners where relevant People Leadership Lead and develop a high-performing product team Drive a culture of innovation agility and client focus Key Responsibilities Risk Management Risk Compliance Ensure all products and processes are compliant with RBI Regulatory guidelines Mitigate risks through proper governance control frameworks and monitoring Governance Risk Compliance Ensure all products and processes are compliant with RBI Regulatory guidelines Mitigate risks through proper governance control frameworks and monitoring Regulatory Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct Take personal responsibility for embedding the highest standards of ethics including regulatory and business conduct across Standard Chartered Bank This includes understanding and ensuring compliance with in letter and spirit all applicable laws regulations guidelines and the Group Code of Conduct Lead to achieve the outcomes set out in the Bank s Conduct Principles Fair Outcomes for Clients Effective Financial Markets Financial Crime Compliance The Right Environment Effectively and collaboratively identify escalate mitigate and resolve risk conduct and compliance matters Serve as a Director of the Board Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association or equivalent Key stakeholders Stakeholder Management Work closely with distribution digital operations risk and marketing teams Manage relationships with regulators vendors and partners where relevant Other Responsibilities Embed Here for valuable and Group s brand and values in Perform other responsibilities assigned under Group Country Business or Functional policies and procedures Multiple functions double hats Skills and Experience Strategic thinking and execution excellence Solid analytical financial and commercial acumen Client-first mindset with focus on enhancing experience Excellent stakeholder management and influencing skills Team leadership and talent development Adaptability to regulatory technological and market changes Qualifications Postgraduate in Business Finance Management CA MBA preferred 12-18 years of banking experience with at least 6-8 years in product management or retail liabilities Strong understanding of liability products customer segments regulatory framework and digital banking trends Proven track record in delivering business growth and managing P L About Standard Chartered We re an international bank nimble enough to act big enough for impact For more than 170 years we ve worked to make a positive difference for our clients communities and each other We question the status quo love a challenge and enjoy finding new opportunities to grow and do better than before If you re looking for a career with purpose and you want to work for a bank making a difference we want to hear from you You can count on us to celebrate your unique talents and we can t wait to see the talents you can bring us Our purpose to drive commerce and prosperity through our unique diversity together with our brand promise to be here for good are achieved by how we each live our valued behaviours When you work with us you ll see how we value difference and advocate inclusion Together we Do the right thing and are assertive challenge one another and live with integrity while putting the client at the heart of what we do Never settle continuously striving to improve and innovate keeping things simple and .

📌 Executive Director Head Deposit Products (Maharashtra) (Mumbai)
🏢 Standard Chartered Bank
📍 Mumbai