Branch Credit Manager
EQU/BCM/1821471
Equitas Small Finance Bank
Emerging Enterprise Banking
West > Maharashtra > Maharashtra > VIDARBHA > Nagpur > Maharashtra > 9157 > Ayodhyanagar

Posted On: 04 Aug 2026
End Date: 03 Sep 2026
Required Experience: 5 - 12 years
No. Of Openings: 1
Employment Type: Permanent
Employment Category: Field
Closing Date: 03 Sep 2026

Organisational Details

- Entity: Equitas Small Finance Bank
- Business Unit: Assets
- Division/Function (SBU): Emerging Enterprise Banking
- Department: VF
- Sub-Department: Credit
- Generic Role: Branch Credit Manager
- External Title (Job Role): Branch Credit Manager
- Division: Emerging Enterprise Banking
- Zone: West
- State: Maharashtra
- Region: Maharashtra
- Area: VIDARBHA
- Cluster: Nagpur
- PT Location: Maharashtra
- Branch Code: 9157
- Branch Name: Ayodhyanagar

Skills

- Skill: Credit, Credit Analysis, Team Management
- Highest Education: B.Com, BA, BBA, MBA
- Working Language: English, Hindi, Marathi

Job Responsibilities

- Ensure proper credit evaluation of customers as per policy & process
- Conduct personal discussions with customers for evaluation of Loan proposals
- Support the branch team in achieving desired branch objective




- Manage & Maintain TAT for Loan disbursement
- Supervise & mentor Credit officer & Officer Credit Operation
- Diligently appraise loan applications in line with credit policy of the organization
- Ensure credit policies to build a valuable quality portfolio of the branch
- Ensure file is completed in all aspects before the Loan is disbursed & maintain records
- Complete PDD on time for the Loan Disbursed
- Ensure quality portfolio of the branch is maintained
- Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
- Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided
- Minimize turnaround time per application
- Maintain a high quality portfolio at branch level
- Manage and support other operations activities at the branch
- Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate
- Ensure that the PDD is collected and maintained as per credit norms.

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