JD :
Responsible for business development of Area / Cluster
Strengthen business relation and co-ordination with other business and close liason with branch banking team and Area Manager
Regular Travel to branches - All branch visit to be done once in month
Educate the GLROs regularly and also updating them with new policies introduced by HO
Ensure every GLROs meets they SOP / KRA targets - See that week wise targets are set to GLRO and they are being achieved
To fill the Gaps by regular recruitment of GLROs
Find current potential locations where Gold loan can be started
Need to have market update , competition info .
To guide GLRO that there should be smooth process of Gold Loan operations at branch
Proper documentation of Gold loan to the taught to GLRO so that it help in FPT authorization of file
10Lakhs above customer ASM to speak/ meet individually. To identify current HNI clients
Make sure Files are authorized within the HO TAT specified period and see that no branch falls under EMBARGO
Area to be under ZERO NPA always
Team Handling role
Job Requirement
Minimum Graduation
Positive Communication skills
Excellent Team Player
Ready to travel
Have regular repo with other departments
Eager to learn - Should have knowledge of policies and process
Knowledge on Gold loan is preferable.
📌 Territory Sales Manager Loans Against Gold Marketing Branches Operations Eluru (India)
🏢 Kotak Mahindra Bank
📍 India
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