Job Description

Greetings from Anand Rathi Global Finance!!

n

We are looking for Credit Manager Retention profile and below is the brief JD

n

Key Responsibilities

n

Credit Assessment

n

- n
- Evaluate loan applications as per the organization's credit policy.n
- Analyze customer financials, income, banking, and repayment capacity.n
- Verify KYC, income documents, property documents, and credit bureau reports.n
- Conduct risk assessment and recommend approval, rejection, or deviation.n
- Ensure compliance with internal policies and regulatory guidelines.n

n

Retention & Customer Management

n

- n
- Follow up with customers whose files are pending or likely to be cancelled.n
- Understand customer concerns and resolve issues to improve loan conversion.n
- Coordinate with Sales, DSAs, Operations, Legal, Technical, and Business teams for faster processing.n
- Retain customers by explaining product features, interest rates,



eligibility, and documentation requirements.n
- Work on reducing customer drop-offs (Top of the Funnel to Bottom of the Funnel conversion).n

n

Portfolio Monitoring

n

- n
- Track pending login files and sanction cases.n
- Monitor loan pipeline and ensure timely disbursement.n
- Maintain turnaround time (TAT) for credit decisions.n
- Ensure quality of the loan portfolio while meeting business targets.n

n

MIS & Reporting

n

- n
- Prepare daily MIS on login, sanction, rejection, retention, and disbursement.n
- Track customer follow-ups and pending cases.n
- Analyze rejection reasons and recommend corrective actions.n

n

Location : Mumbai

n

Interested candidate may share profile at [email protected]

📌 Credit Manager Retention (Maharashtra)
🏢 Anand Rathi Global Finance
📍 Maharashtra