JOB DESCRIPTIONJob Purpose

"This position is open with Bajaj Finance ltd."

Culture Anchor:

- Work Hard - Consistently puts in effort. Plans and tracks daily progress to achieve targets
- Execute with Rigor - Takes responsibility for meeting targets with focus and effort
- Own It - Maintains honesty and fairness in all interactions in line with organization's policies
- Act with Integrity

Duties and Responsibilities

- Responsible for risk management of exposure across Sales finance (SF) dealer partners within dealer banker framework
- Manage proposal for underwriting for SF dealer partners including positive understanding of valuations, legal, technical, PD, financial analysis, collateral management etc. of property collaterals as security
- Travel to locations to understand market and refine and upgrade policy as per market requirement and risk assessment
- Managing distribution risk by ensuring adequate controls and checks on exposure risk.
- Portfolio risk monitoring & management
- Ensure continuous improvement/enhancement to systems (SFDC & Finn one) platforms by identifying gaps proactively.
- Support product team in developing systems, IT development and improvement of the same and is line with business requirements.
- Own offer generation and validation activity for Dealer Banker.
- Building framework to continuously assess and evaluate system capabilities to eliminate operational loss




- Monthly interaction & feedback mechanism with collection/sales team to get ground level feedback on market/portfolio
- Support business in various initiatives by enabling business growth and maintaining portfolio quality
- Managing activity of bouncing analysis, PDD framework.
- Own the activity of business performance presentation in terms of preparation of Risk Deck & Operating Deck.
- Monitoring the Dealer Performance with the help of Dealer Performance Monitoring Activity.
- Analysis of various Dealer banker proposals in terms of PO generation, underwriting & eligibility analysis
- Will be responsible for providing support for Working Capital of Retailer Finance & Trade Advance.

Required Qualifications and Experience

- Preferably a CA or MBA finance by qualification
- Mandatory to have minimum 2 years of experience in Mortgage underwriting/Risk and overall experience of 4 years.
- Experience in risk management is preferable.
- Understands distribution management
- Should have excellent interpersonal and communication skills along with strong presentation and data analytics skills.
- Comfortable on working in MS Power Point & MS Excel and handle large data set.
- Should be a go getter and willing to travel

Locations

Basic Section
Job Level: GB03
Job Title: Manager - Risk, Consumer - B2B, Risk - Working Capital
Job Location

- Country: India
- State: Maharashtra
- Region: West
- City: Pune
- Location Name: Pune Corporate Office - Fountainhead Tier Megapolis

📌 Manager - Risk (Pune)
🏢 Bajaj FinServ
📍 Pune