Designation: Credit Manager - BFIG (Banking & Financial Institutional Group)

Location: BKC, Mumbai

CTC: As per company norms

Key Responsibilities:

* Conduct credit appraisal and underwriting for Banks, NBFCs, HFCs, MFIs, FinTechs, and other Financial Institutions.

* Evaluate financial statements, business models, capital adequacy, asset quality, liquidity, and regulatory compliance.

* Assess fund-based and non-fund-based credit facilities extended to financial institutions.

* Prepare detailed credit notes, risk assessments, and sanction proposals for approval.

* Monitor portfolio performance, covenant compliance, and early warning signals.

* Coordinate with Relationship Managers, Risk, Legal, Operations, and senior credit committees for deal execution.

* Ensure adherence to RBI guidelines and internal credit and risk policies.





* Support annual reviews, renewals, limit enhancements, and portfolio monitoring.

Desired Candidate Profile:

* 510 years of experience in Credit Risk/Credit Underwriting for Banks, NBFCs, Financial Institutions, or Wholesale Banking.

* Hands-on experience in evaluating lending proposals for Financial Institution (FI) clients.

* Robust understanding of banking products, financial analysis, RBI regulations, and risk assessment.

* Experience in preparing credit proposals and presenting cases to sanctioning authorities.

* CA, MBA (Finance), CFA, or equivalent qualification preferred.

📌 Credit Manager - Financial Institutions Group, BKC( Mumbai)
🏢 Acura solutions
📍 Mumbai