We are a fast-growing fintech startup headquartered in Bengaluru We specialize in Supply Chain Financing SME Lending and offer seamless ERP-integrated digital invoicing collection solutions Our mission is to empower small and medium enterprises with smarter access to capital through data-driven lending Who We re Looking For We are hiring a Credit Data Analyst with 3 years of experience in SME Lending particularly in Supply Chain Finance Dealer Finance or Vendor Finance You should have hands-on experience evaluating business creditworthiness using financial transactional data and collaborating with lenders NBFCs Key Responsibilities Analyze financial statements credit reports and loan applications for SME clients Evaluate creditworthiness using quantitative and qualitative methods Develop maintain credit scoring models to support lending decisions Match qualified leads with the right lending products and partners Coordinate with lenders NBFCs and loan service providers LSPs to influence approval outcomes Maintain accurate records in the CRM for all credit assessments Ensure compliance with internal credit policies and RBI regulations Educate clients on lending options processes and requirements Prepare comprehensive credit assessment reports and risk recommendations Stay updated on industry trends and product knowledge to provide better financial advice Required Qualifications Bachelor s degree in Finance Economics Statistics or related field Minimum 2 years of experience in Credit Analysis within Business Lending or Financial Services Strong understanding of credit risk assessment loan processing and SME finance products Familiarity with supply chain finance models and partner networks Proficiency in using CRM tools and working with lenders Excellent communication and stakeholder management skills Preferred Experience in lending to SMEs vendors or dealers Knowledge of financial products in NBFCs banks and B2B lending platforms Retired banking professionals with relevant credit evaluation experience are welcome Why Join Us High-impact role in a rapid-growing fintech startup Opportunity to work closely with leadership lending partners Work on real problems in SME lending and financial inclusion Performance-based growth opportunities Note Candidates with experience only in BPO KPO roles or unrelated credit operations will not be considered This role specifically demands prior experience in business lending and credit evaluation for SMEs Job Types Full-time Permanent Pay 1 500 000 00 - 1 600 000 00 per year Benefits Cell phone reimbursement Food provided Health insurance Internet reimbursement Life insurance Paid sick time Paid time off Provident Fund Application Question s How many years of experience do you have in credit analysis specifically in business lending SME Lending Supply Chain Finance Dealer or Vendor Finance What is your current location Are you currently serving the Notice Period What is your last working day Have you worked with banks NBFCs or fintechs in evaluating creditworthiness of SME clients What is your Current CTC What is your Expected CTC Work Location In person