Dear Candidate,
Urgent opening with leading bank.
Location : Andheri
CTC : Upto 17 LPA
Age - 42 max
Interested candidate can revert back with updated resume on
[email protected]
Any query can call Shrutika : 022-40697708 / (phone hidden)
JOB RESPONSIBILITIES :
• Loan Bucket of Rs. 5Lac to 50 Lac (Retail Loan)
• Retail Loans comprise of Housing Loans, Personal Loans, Vehicle Loans, Education Loans, Working Capital limits to traders/ Shopkeepers, auto rickshaw loans, SHGs and other special schemes of the Bank
• Responsible for achievement of business goals for Retail loans & advances. This includes delivering budgeted profits, achieving targeted asset level, building a robust pipeline of proposals, arresting asset quality slippages and achieving budgeted fee based revenues etc.
• Effectively managing the portfolio of Retail commercial loans and Housing Loans as per delegation matrix processing and renewal of Advances, CC and FOD.
• Responsible for recent tie ups with builders, mortgage loans, auto loans and personal loans.
• Responsible for product Innovations, Product Monitoring and Review that will contribute to the achievement of the business targets.
• Responsible for introducing marketing strategies, tie –ups ,process re-engineering in the Retail portfolio to achieve business targets and maximize returns.
• Providing effective quantitative and qualitative reporting and MIS to senior management for better strategic decision making.
• Scheduling need based knowledge sharing / training sessions on retail lending products for Branch Personnel.
• Periodically review, renew and monitor the portfolio to ensure asset quality is maintained.
• Effectively liaison with registered dealers, vendors and authorities of various tie-ups engaged for the growth of the Retail loan portfolio like Auto dealers, SHGS,ETC.
• Placing reports and MIS in LCM,CRMC and other related committee-• Approving release of Securities of closed accounts.
📌 Credit Underwriter Head - Co-op Bank - Andheri (Thane)
🏢 Quotient Consultancy
📍 Thane