- Review credit proposals, including Cibil checks, loan applications, and supporting documents.
- Collecting the needed financial documentation and assessing the clients' creditworthiness.
- Calculating and analyzing the risk ratios of clients based on their credit score and financial history
- Approving or denying loan requests, and communicating your decision to both clients and management.
- Maintaining records of loan applications by using loan management software.
- Managing loan renewals by organizing followup meetings with clients.
- Monitoring the progress of the loan application process and relaying any hindrances to clients
Preferred candidate profile
- Any bachelor's/master's degree required
- A minimum of 2 years' experience as a credit officer (preferably in LAP).
- Knowledge of loan application procedures and best lending practices according to state laws and regulations.
📌 Credit Officer (Mumbai)
🏢 Ratnaafin Capital
📍 Mumbai
Reply to this offer
Impress this employer describing Your skills and abilities, fill out the form below and leave Your personal touch in the presentation letter.