Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting

Designation: Banking Advisory Analyst

Qualifications:Any Graduation

Years of Experience:3 to 5 years

What would you do Responsible for the daily deliveries with quality to meet/exceed the agreed SLA. Ensure that Client Focus, timely delivery Strict adherence to SOP are maintained. Backed up with valuable knowledge on Commercial lending Credit Services, should be able to handle client effectively. Assist the team to drive Client Value Creation, implement cutting edge solutions like RPA/Analytics and move towards Intelligent Operations. Adhere to all values policies of Accenture and ensure that all team members follow the same. Spend time with the team members addressing their concerns/areas of improvement and create a team bonding leading the greater efficiency commitment.

What are we looking for Skillset Required
- Proven experience in credit review and appraisal, credit rating analysis, report writing, and evaluating capital structure, EBITDA, leverage ratios, and financial statements of large corporates; well-versed in cash flow models and enterprise valuation techniques.
- Familiarity with third-party credit platforms like SP Capital IQ, IBIS, and Moodys Credit Edge will be an added advantage.
- Strong communication skills, with the ability to multitask, prioritize effectively, and meet tight deadlines.
- Analytical and logical thinker with a clear understanding of client requirements and expectations.Competency NameProficiency Level (Refer Defn.



below)Commercial Lending Credit ServicesExpert(E)Client Relationship ManagementExpert(E)People ManagementExpert (E)Cost OptimizationExpert(E)Analytical Proactive SkillsExpert(E)Quality Concepts and ToolsExpert (E)

Roles and Responsibilities:
- - Conducting financial statement analysis, performance evaluation, and trend analysis to assess the creditworthiness of large corporate clients.
- Managing client portfolios and overseeing credit rating assignments along with interim financial analysis and hygiene checks.
- Performing financial data entry and analysis using Excel templates based on 10-K and 10-Q filings.
- Preparing credit reports and Credit Assessment Memos (CAMs) for annual reviews, incorporating counterparty profiles, key rating factors, credit risk evaluations (including financial and peer analysis, rating rationale, and industry outlook).
- Developing forecast models in Excel, including cash flow models under various scenariosExpected case, downside case, and management caseto project financials over a five- to seven-year horizon.
- Creating and analyzing enterprise valuation models to determine a companys total value, including both equity and debt components.
- Evaluating business models by identifying key strengths, weaknesses, risks, and gaining a comprehensive understanding of revenue structures and corporate organization.
- Ensuring compliance with standard operating procedures and regulatory documentation requirements.
- Maintaining strong working relationships with onshore account managers and senior stakeholders, including Directors

Qualification Any Graduation

📌 Banking Advisory Analyst (Bengaluru)
🏢 Accenture
📍 Bengaluru