- Sourcing & Sales: Identify potential borrowers (like local shop owners and merchants) and sell unsecured retail or micro-credit loans.
- Fieldwork: Spend roughly 60-70% of your time in the field doing local market mapping, generating leads, and visiting customers.
- Underwriting & Verification: Collect and verify KYC documents, evaluate borrower eligibility, and assess repayment capabilities.
- Collections: Monitor portfolio quality and ensure timely EMIs and loan repayments from clients.
- Relationship Management: Act as a relationship officer, assisting clients with financial queries and maintaining long-term business relationships.
Preferred candidate profile
- Education: Minimum 12th pass or a Bachelor's degree (preferably in Business, Commerce, or Finance).
- Age Limit: Generally between 18 to 28 years.
- Requirements: Access to a two-wheeler with a valid driving license is often mandatory.
- Skills: Solid customer service, interpersonal communication, and local networking skills.
Perks and benefits
- Travel Reimbursement
- BYOD (Bring Your own Device)
- Other benefits PF,ESIC, Gratuity, Health Insurance and Term Insurance as well ( As per applicability)