Job Summary

Senior Consultant - Cards and Payments Business Analyst

Your Key Responsibilities

- 5+ years experience in banking payments transformations or implementing new cards and payment systems
- 3+ Years of experience of working as Tech Business Analyst for Payment Processing Systems in large banks.
- Familiar with Payments messaging standards such as NACHA, ISO 8583, ISO 20022, SWIFT
- Proven experience as a Business Analyst or Technical Business Analyst in the payments or financial services domain.
- Strong understanding of payment systems, processing, and industry trends (e.g., ISO 20022, digital payments, payment gateways).
- Expertise in Cards Management platforms like HPS PowerCard, VisionPLUS, TSYS Prime
- Expertise in Enterprise Payment platforms like Finacle, Base24.
- Proficiency in technical documentation and modelling tools (e.g., UML, BPMN).
- Excellent analytical, problem-solving, and communication skills.
- Familiarity with Agile methodologies and tools (e.g., Scrum, JIRA).
- Experience with API integrations and payment technologies.
- Knowledge of regulatory requirements in the payments industry.
- Certification in Business Analysis (e.g., CBAP) or Agile methodologies.
- Good Knowledge of check payments value chain involving Fraud and Dispute management, Clearing and Settlement processing, Network regulations and compliance.
- Demonstrable payment processing and clearing knowledge especially data mapping and modelling to support triaging issues raised in development and production




- Proven track record of working on multiple projects and change management initiatives in a fast-paced and complex environment including liaising with external third-party companies as necessary.
- Experience in stakeholder management and governance in large scale implementations.
- Sound knowledge of upstream and downstream systems in payments landscape like Core banking, Payment Switches, Compliance, FX, Advising, Billing etc.
- Knowledge about payments regulatory frameworks like SEPA, BASEL, PSD2, PCIDSS etc. is desirable
- Experience in working with payment processing stakeholders like Payment Intermediaries, Aggregators, Switches

Skills and experience
- BE/BTech+ MBA candidates with a minimum of 3 years of experience in client-facing consulting roles
- Bring deep industry expertise in payments & digital banking and large-scale payments modernization programs
- Provide innovative ideas with our clients to explore disruptive strategies that create business value, including usage of new age technologies, such as Blockchain and AI.

Behavioral Attributes
- Analytical, organized, team player, relishes working in a multicultural, multi-national business context.
- Strong delivery mindset, customer focus, commitment to results and high-quality standards.
- Positive communication skills, teamwork and customer focus are essential.
- Building influential relationships with colleagues, partners and customers is an essential part of the Services team strategy for success to date
- Being able to work independently or in a team as needed.
- Stakeholder engagement, management, and governance.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 BCM-Cards and Payments-Senior professional (Bengaluru)
🏢 EY
📍 Bengaluru