General Position Summary:

We are seeking a highly skilled and motivated Senior Associate to join our offshore delivery team in India, supporting global financial services clients. This role focuses on Anti-Money Laundering (AML), Countering the Financing of Terrorism (CFT), and Sanctions Compliance engagements, including AML Independent Testing, Model Validation, and Managed Services delivery. The ideal candidate will have hands-on experience working with financial institutions and a strong understanding of global regulatory frameworks, risk-based approaches, and industry best practices.

Responsibilities:

- Execute AML/CFT and sanctions independent testing engagements across banking and financial services clients, including performing risk assessments, control testing, and gap analysis against regulatory expectations (e.g., BSA/AML, FATF, OFAC, FCA, MAS).
- Develop testing plans, execute fieldwork, document findings with clear, actionable recommendations, and support audit and regulatory responses, including remediation validation.
- Conduct end-to-end validations of AML transaction monitoring systems, sanctions screening models, and customer risk rating models. • Assess model design, segmentation, thresholds, scenarios, data inputs/outputs, perform conceptual soundness reviews, outcomes analysis, and benchmarking exercises.
- Prepare detailed validation reports aligned with regulatory guidance (e.g., SR 11-7, model risk management principles).
- Support ongoing AML operations including transaction monitoring, sanctions screening, KYC/CDD reviews, alert/case investigations, SAR drafting support, and quality assurance reviews.
- Drive continuous improvement initiatives within managed service delivery models while ensuring adherence to client SLAs, quality standards,



and regulatory requirements.
- Collaborate closely with onshore teams and client stakeholders to deliver high-quality outcomes and participate in client meetings, status reporting, and issue resolution.
- Contribute to thought leadership, methodology development, and internal training initiatives.
- Ensure high-quality execution and delivery across AML Independent Testing, AML Model Validation, and AML Managed Services engagements in accordance with regulatory expectations and client requirements.

Qualifications:

• Bachelors degree required • Minimum of 3 years of relevant experience in AML/CFT, sanctions compliance, or financial crime consulting.

• Demonstrated experience working with financial institutions (banks, fintechs, or capital markets firms).

• Hands-on experience in AML Independent Testing/Internal Audit support, AML Model Validation or Model Risk Management, and AML/KYC Managed Services or operations.

• Professional certifications such as CAMS, CFE, CRCM, or ICA are preferred.

• Experience with regulatory frameworks such as BSA/AML, FATF, OFAC, and EU AML Directives.

• Familiarity with AML systems (e.g., Actimize, Fiserv, SAS AML, Verafin, LexisNexis) and understanding of data analytics tools (SQL, Python, or similar) is a plus.

• Robust analytical and problem-solving skills, with knowledge of financial crime typologies and emerging risks.

• Ability to interpret regulations and translate them into practical testing procedures, with excellent written and verbal communication skills.

• High attention to detail and quality orientation, with the ability to manage multiple priorities in a fast-paced, deadline-driven environment; experience working in global delivery or offshore models is advantageous.

📌 AML/CFT Senior Associate (Gurugram)
🏢 Baker Tilly
📍 Gurugram