- Verify loan files and ensure all required documents are complete and accurate before disbursement.
- Check compliance with sanction terms, credit policies, and regulatory guidelines.
- Review KYC, income, banking, legal, technical, and collateral documents.
- Ensure proper execution of loan agreements, security creation, and charge registration.
- Coordinate with Credit, Sales, Legal, Operations, and Risk teams for discrepancy resolution.
- Validate disbursement conditions and process loan disbursements within defined timelines.
- Maintain accurate records and ensure audit-ready documentation.
- Monitor documentation deficiencies and follow up for closure.
- Support internal and external audits by providing required records and reports.
- Ensure adherence to RBI guidelines and internal control procedures.
Required Skills
- Knowledge of loan documentation and credit administration.
- Understanding of retail, SME, or corporate lending processes.
- Robust attention to detail and analytical skills.
- Familiarity with KYC, compliance, and regulatory requirements.
- Good communication and coordination abilities.
- Proficiency in banking systems and MS Office.