Job Description: ey Responsibilities:

- Credit Appraisal:

- Conduct detailed credit assessment of real estate developers/projects.

- Analyze financial statements, project viability, cash flows, promoter background, and overall creditworthiness.

- Evaluate legal, technical, and market risk reports related to the proposed project.

- Due Diligence:

- Coordinate with legal, technical, and valuation teams for property/project evaluation.

- Ensure compliance with internal policies and regulatory requirements.

- Perform site visits as part of pre-sanction and post-sanction monitoring.

- Policy Adherence:

- Ensure all proposals are in line with company’s credit policy and risk appetite.

- Recommend deviations only with adequate justification and risk mitigants.

- Sanction & Documentation:





- Prepare detailed credit appraisal memos for sanctioning authorities.

- Monitor documentation and post-sanction compliance before disbursement.

- Portfolio Monitoring:

- Monitor the health of the existing loan portfolio through regular reviews.

- Identify early warning signals and initiate corrective actions.

- Stakeholder Management:

- Liaise with sales, legal, technical, and operations teams to ensure end-to-end execution of deals.

- Engage with external stakeholders such as customers, valuers, advocates, and due diligence agencies.

📌 Credit Manager-Construction Finance/ Mumbai (Mumbai Suburban)
🏢 Acura Solution
📍 Mumbai Suburban