Key
Responsibilities:
Lead
area underwriting (home loans/LAP and other secured retail products
as applicable) within DOA.
Review
CAMs, financials, banking surrogates, and collateral; conduct field
visits for high risk
cases.
Ensure
TAT adherence and reduce reworks through coaching and
first time right
checks.
Monitor
early delinquency/quality of approved portfolio; provide feedback to
sales and policy teams.
Drive
PDD/deferral closure within SLA; ensure makerchecker controls and
sample QC audits.
Coordinate
with legal/technical/ops for smooth sanction to disbursement
and risk mitigation.
Maintain
audit readiness and close observations on time; train team on policy
changes.

Skills
Required:
Robust
analytical and financial evaluation skills.
Knowledge
of retail credit and secure lending products.
Leadership
and team coaching ability.
Process
orientation and compliance focus.

Disclaimer : This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Area Credit Manager Chennai
🏢 IIFL home finance
📍 Chennai