We are seeking a detail-oriented Credit Evaluation Officer responsible for assessing loan applications, analyzing financial statements, and evaluating creditworthiness to minimize risk and ensure quality lending decisions.
Key Responsibilities
Analyze financial statements, bank statements, ITRs, and credit reports.
Conduct credit risk assessment and prepare detailed credit appraisal notes.
Evaluate customer repayment capacity and recommend approval/rejection.
Ensure compliance with internal credit policies and regulatory guidelines.
Coordinate with sales and operations teams for documentation and disbursement.
Monitor existing loan accounts and identify early warning signals.
Maintain accurate MIS reports and portfolio quality.
Key Skills Required
Solid financial analysis and ratio analysis skills.
Knowledge of banking/NBFC credit processes.
Understanding of CIBIL and credit bureau reports.
Positive communication and decision-making ability.
Proficiency in MS Excel and financial software
Pay: ₹30,000.00 - ₹35,000.00 per month
Application Question(s)
how many yrs into Credit analys for loan processing
Are you in Kochi
What is CTC & Notice period
Work Location: In person
📌 Loan Credit Officer Kochi
🏢 xcela
📍 Kochi
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