Job description,
Review loan files for completeness and accuracy
- Confirm application information against all documents within the file
- Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents.
- Knowledge to validate that a prospective mortgagors loan application adheres to the Investors , Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan
- Should have experience in Income Calculations
- Should possess analytical skills in reviewing the LTV/CLTV
- Review the eligibility of Property, Borrowers
- Evaluate debt ratio, loan-to-value ratios, credit score, property valuation
- Identify risk factors, including fraud red flags to determine or verify misrepresentation
- Condition files for missing/ supporting documentation as needed
- Test system updates as well as system changes as they occur
- Complete required trainings and assessments
- Ensure the appropriate and confidential handling / sharing of sensitive client data.
- Ensure all policies, procedures and guidelines are followed.
📌 Mega walkin drive US Mortgage (Chennai)
🏢 HCLTech
📍 Chennai
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