Role:- Commercial Underwriter (SME Segment)
Experience: 5 to 7 Years

Location: Mumbai
Education: MBA (Mandatory)

Role & Responsibilities

- Prepare product policy wordings, underwriting guidelines, rating structures, schedules, and documents required for IRDA product filings.
- Coordinate closely with Marketing, Claims, and Actuarial teams to finalize underwriting guidelines.
- Collaborate with Technology teams for system maintenance and new requirement implementation.
- Conduct product development and market research based on customer and market needs.
- Maintain regular interactions with brokers and intermediaries.
- Develop robust monitoring systems for underwriting control.
- Analyze the performance of general insurance products and take proactive corrective actions.
- Prepare periodic reports for the Management Committee related to product portfolio performance.




- Ensure timely and quality responses, adhering to TAT for quote submissions.
- Provide technical leadership, direction, and support to Sales and Underwriting teams.
- Develop initiatives to manage and improve loss ratios.
- Create tools and dashboards to monitor KPIs and product performance.

Preferred Candidate Requirements

- Handson experience in handling the SME segment within SME Commercial Business.
- Strong knowledge of SME insurance products.
- Solid experience in Commercial Underwriting.
- Solid analytical, communication, and stakeholdermanagement skills.
- Ability to work crossfunctionally with various internal teams.

Regards,

Khushi

📌 Commercial Underwriter (Mumbai)
🏢 ICICI Lombard
📍 Mumbai