Job ID 35906 Location Bangalore IN Area of interest Retail Banking Job type Regular Employee Work style Office Working Opening date 4 Aug 2025 Roles and Responsibilities Standard Chartered Bank provides end-to-end Know Your Customer KYC remediation including identification verification unwrapping shareholding structure and sourcing of documents and Politically Exposed Person PEP screening Also review all existing KYC documentation and perform a gap analysis of prevailing regulations in that geography We deliver operations support for ongoing KYC and support in surge requirements for remediation efforts KYC Remediation - Review customer profiles and documentation for completeness Perform Customer Identification Procedures CIP according to applicable guidelines Identify beneficial shareholders and provide background screening Screens for sanctions and negative news Adverse Media report Provide risk profiling and Enhanced Due Diligence EDD if necessary Alert Reviews - Classify based on severity and frequency match basic customer profile Match past transaction history and SAR filings Investigate cases in detail and provide individual follow-ups if required Ongoing PEP Screening - Screening customers against consolidated PEP databases Match rules based on primary alerts information Conduct research on external databases Confirm true matches for compliance verification Sanction Screening - Perform data analytics and alert classifications Matching of basic profile information Conducting research on external databases Confirming transaction hold or release Unwrapping Process - Collect the company ROC report Prepare the company share holding pattern Arrange all the share holding company individuals KYC document Find out the Ultimate Beneficiary Ownership Strategy Responsibilities that are related to the development and implementation of a strategy for example Awareness and understanding of the Group s business strategy and model appropriate to the role Business Responsibilities related to the delivery of business and or financial objectives for example Awareness and understanding of the wider business economic and market environment in which the Group operates Processes Drive continuous improvement of the operational efficiency and effectiveness of processes to increase the consistency of systems and processes Support the framework for effective management of operational risks across the Business and compliance with applicable internal policies and external laws and regulations at a global level Support the execution of Business strategy in a safe and well-controlled manner and on an end-to-end basis - incorporating infrastructure requirements and ensuring that they are fit-for-growth Conduct regular and timely customer due diligence CDD reviews Ensure CDD profiles are error free for timely sign off Follow and comply with AML CDD policies and procedures where applicable Identify KYC issues provide solution or escalate to line manager if necessary Ensure internal external KYC requirements are adhered to AML CDD policies and procedures Timely handling of customer issues complaints and product enquiries in accordance with established procedures People Talent Embed the Group s values and culture Coach peers and more junior staff as appropriate Partner effectively with internal stakeholders to deliver effective client solutions Risk Management Abide by appropriate frameworks to guarantee that business is carried out within the Group s risk appetite and relevant risks are appropriately managed in conjunction with line managers other stakeholders Ensure compliance with the highest standards of regulatory conduct and compliance standards and practices as defined by internal and external requirements This includes compliance with regulations and guidelines on Sanctions Anti-Money Laundering AML and Environmental and Social Risk Management ESRM Abide by the Group s values and code of conduct and foster a robust culture to ensure that adherence with the highest standards of ethics and compliance with relevant policies processes and regulations among employees Ensure that Risk Management matters that are brought to the job holder s attention are subject to direct remedial action and or ensure adequate reporting to the relevant superiors and or Risk Committees Do what is right in order to avoid reputational risks and operational losses Governance Ensure relevant systems and controls pertaining to the role remit are in compliance with Group and Business policies procedures standards and codes including those governing all Risk types Compliance Operational Risk Technology and Operations Finance and Reputation Ensure adherence with the following Regulatory Compliance policies and processes as is applicable Anti-Money Laundering AML and all applicable money laundering prevention procedures Client Due Diligence Related Periodic Reviews Client Suitability Standards Treating Customers Fairly Approval review of Credit Applications Maintain Documentary standards Data Confidentiality Cross-Border Policy Sanctions Environmental and Social Risk Management ESRM Anti-Bribery and Corruption ABC Embed the Group s values and code of conduct to ensure that adherence with the highest standards of ethics and compliance with relevant policies processes and regulations among employees form part of the culture Engage with all audit report findings and ensure feedback is acted upo Regulatory Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct Take personal responsibility for embedding the highest standards of ethics including regulatory and business conduct across Standard Chartered Bank This includes understanding and ensuring compliance with in letter and spirit all applicable laws regulations guidelines and the Group Code of Conduct Lead the Business to achieve the outcomes set out in the Bank s Conduct Principles Fair Outcomes for Clients Effective Operation of Financial Markets Financial Crime Prevention The Right Environment Effectively and collaboratively identify escalate mitigate and resolve risk conduct and compliance matters Key stakeholders Colleagues in BB and CDD teams Product Risk Compliance and other support Functions and Businesses Other Responsibilities Embed Here for good and the Group s brand and values Perform other responsibilities assigned under Group Country Business or Functional policies and procedures Work effectively across SCB using values behaviours to drive overall business growth Qualifications Education Minimum Graduation Mba Pgdbm Training Minimum 2 To 6 years of relevant experience in serving business commercial corporate clients Experience in servicing international businesses under the cross-border context Languages English Hindi Local Language Skills and Experience M S Word Excel PowerPoint About Standard Chartered We re an international bank nimble enough to act big enough for impact For more than 170 years we ve worked to make a positive difference for our clients communities and each other We question the status quo love a challenge and enjoy finding new opportunities to grow and do better than before If you re looking for a career with purpose and you want to work for a bank making a difference we want to hear from you You can count on us to celebrate your unique talents and we can t wait to see the talents you can bring us Our purpose to drive commerce and prosperity through our unique diversity together with our brand promise to be here for good are achieved by how we each live our valued behaviours When you work with us you ll see how we value difference and advocate inclusion Together we Do the right thing and are assertive challenge one another and live with integrity while putting the client at the heart of what we do Never settle continuously striving to improve and innovate keeping things simple and learning from doing well and not so well Are better together we can be ourselves be inclusive see more positive in others and work collectively to build for the long term What we offer In line with our Fair Pay Charter we offer a competitive salary and benefits to support your mental physical financial and social wellbeing Core bank funding for retirement savings medical and life insurance with flexible and voluntary benefits available in some locations Time-off including annual leave parental maternity 20 weeks sabbatical 12 months maximum and volunteering leave 3 days along with minimum global standards for annual and public holiday which is combined to 30 days minimum Flexible working options based around home and office locations with flexible working patterns Proactive wellbeing support through Unmind a market-leading digital wellbeing platform development courses for resilience and other human skills global Employee Assistance Programme sick leave mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth with opportunities to reskill and upskill and access to physical virtual and digital learning Being part of an inclusive and values driven organisation one that embraces and celebrates our unique diversity across our teams business functions and geographies - everyone feels respected and can realise their full potential www sc com careers

📌 Review Fulfilment Manager - Sme Liabilities (Karnataka)
🏢 Standard Chartered Bank
📍 Karnataka