we are seeking an experienced and detail-driven senior escrow monitoring analyst to lead the end-to-end monitoring of escrow accounts ensure regulatory compliance and drive operational excellence across fund flow processes this role involves ownership of daily reconciliation and cross-functional coordination with internal teams and banking partners the ideal candidate will bring deep expertise in financial operations a robust understanding of escrow frameworks and the ability to build and scale robust monitoring controls key responsibilities own and oversee daily escrow account monitoring track float balances inflows outflows and maintain compliance thresholds lead the end-to-end reconciliation process between system records mis and bank statements identify investigate and resolve exceptions failures or fund mismatches in a timely manner ensure regulatory and internal compliance especially around escrow usage fund segregation and documentation build and maintain audit-ready reports dashboards and transaction logs collaborate with tech product finance and external banking partners for issue resolution and process optimization act as a point of contact for regulatory audits internal reviews and risk assessments proactively identify process gaps and implement controls or automation to strengthen escrow monitoring guide and mentor junior analysts in reconciliation and fund management best practices required skills experience 3-4 years of experience in fund flow monitoring banking operations and escrow monitoring strong working knowledge of escrow account operations and regulatory frameworks e g rbi escrow norms proficiency in excel and basic sql and exposure to reconciliation or reporting tools excellent analytical problem-solving and stakeholder management skills experience working in fintech nbfc payment gateways or regulated financial entities preferred ability to work independently handle escalations and drive high-accuracy deliverables