JOB DESCRIPTIONJob Purpose

Own end-to-end Portfolio management, relationship growth and ensuring portfolio hygiene through timely renewals, PDD compliance, and delinquency resolution.

Duties and Responsibilities
Source Recent to Bajaj relationships for Small Business Lending (Turnover up to 50 Crs) across Industries. Experience in handling customers in Manufacturers, Traders & Suppliers.
Build a diversified portfolio offering revenues from Assets NII, Fees, Cross sell etc. Asset opportunities to be sourced aligned to the lending norms as prescribed.
Robust focus on Credit quality. Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified. Build a Portfolio which is robust and non-delinquent.
Engagement with Legal & technical vendors & Initiation.
Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
Track developments in the respective markets and provide feedback to the management team.

Key Decisions / Dimensions
Recommendation: Engaging with stakeholders for onboarding of clients and setting up exposure limits.
Recalibration:



Alignment with the Risk and Credit Team for right-sizing and down-sizing of the portfolio based on the external environment, credit health of the clients and any other indicators.

Major Challenges
Industry Competition
Limited Product Suite for a Corporate Borrower considering the vast NBFC space.

Required Qualifications and Experiencea) Qualifications
CA / MBA Finance from a reputed institute.

b) Work Experience
Candidate needs to have an overall experience of 6 - 8 years, of which a minimum 3 years of experience in a Business banking role with a reputed Bank would be preferred.
He must have exposure in lending to Retail MSME clients (Companies with revenue up to 50 Crs). Experience in handling working capital limits is preferred.
Flair and ability to evaluate business opportunities.
Relationship building and networking skills.
Strong communications and presentation skills.
Ability to get a given assignment/job completed within the stipulated timeline.

Locations
Job Level: GB06
Job Title: Senior Regional Manager - Small Business Lending - Sales, Sales, Sales
Job Location Country: India
State: DELHI
Region: North
City: New Delhi
Location Name: Delhi - Pitampura
Tier: Megapolis

📌 Regional Manager Small Business Lendin Delhi
🏢 Bajaj FinServ
📍 Delhi