Skill (Ludhiana)

Skill (Ludhiana)

07 Aug
|
Equitas Micro Finance India
|
Ludhiana

07 Aug

Equitas Micro Finance India

Ludhiana

Relationship Manager - MF

Position: RM-M/1823217
Company: Equitas Small Finance Bank
Department: Micro Finance
Sub-Department: Business
Division/Function (SBU): Inclusive Banking - MF
Region: Punjab
Area: Ludhiana
Cluster: Patiala
Branch: Muktsar
Branch Code: 15016

Job Details

- Posted On: 06 Aug 2026
- End Date: 11 Aug 2026
- Required Experience: 1 - 3 years
- Employment Type: Permanent
- Employment Category: Field
- No. Of Openings: 1
- Closing Date: 11 Aug 2026

Skills

- Skill: Strategic Business Orientation, Customer Focus
- Highest Education: 10TH, 12TH
- Working Language: Hindi, English

Key Result Areas

Position: Relationship Officer - MFI

S.NO | DESIRED RESULT | WEIGHTAGE | KEY PERFORMANCE INDICATOR | |------|----------------------------------------------------|-----------|-----------------------------------------------------| | 1 | Ensure achievement of collections target set for allocated centres. | 50% | % of regular Collections (as per annexure 1) | | 2 | Ensure achievement of new members through AOC | 20% | % of Achievement (as per annexure 2) | | 3 | Achieving the set targets for Cross Sell products | 10% | % of Cross Sell Penetration Achievement % RD & APY Collections (as per annexure 3) | | 4 | Member Retention | 10% | % of Achievement (as per annexure 4) | | 5 | Self Development | 5% | Annexure 5 | | 6 | Process Orientation | 5% | Annexure 6 |

Performance Ratings - Annexure 1

Repayment % to be achieved

- 5 (Excellent): 100% repayment achieved by end of every month during the review period
- 4 (Very Positive):



(99.81-100)% repayment achieved by end of every month during the review period
- 3 (Good): (99.51-99.80)% repayment achieved by end of every month during the review period
- 2 (Adequate): (99.31-99.50)% repayment achieved by end of every month during the review period
- 1 (Far below the expectation): < 99.3 % repayment achieved by end of every month during the review period

Scoring Method - Annexure 2

Score | % of AOC Target | |------------|-------------------------------------| | 5 | >120% of AOC Target | | 4 | (111 -120)% of AOC Target | | 3 | (100% - 110%) of AOC Target | | 2 | (90 -99)% of AOC Target | | 1 | <90% of AOC Target |

Scoring Method - Annexure 3

Score | % of Achievement | |------------|-------------------------------------| | 5 | >120% of Cross Sell Target | | 4 | (111 -120)% of Cross Sell Target | | 3 | (100% - 110%) of Cross Sell Target | | 2 | (90 -99)% of Cross Sell Target | | 1 | <90% of Cross Sell Target |

Scoring Method - Annexure 4

Score | % of Achievement | |------------|-------------------------------------| | 5 | >120% | | 4 | (111 -120)% | | 3 | (100% - 110%) | | 2 | (90 -99)% | | 1 | <90% |

Scoring Method - Annexure 5

Score | Average Mandays of Training per Team Member | |------------|-----------------------------------------------| | 5 | >=3 | | 4 | 2.5-2.99 | | 3 | 2-2.49 | | 2 | 1-1.99 | | 1 | <1 |

Scoring Method - Annexure 6

Score | Audit Score | |------------|-------------------------------------------| | 5 | >95% | | 4 | 91 - 95% | | 3 | 81-90% | | 2 | 71-80% | | 1 | <71 |

📌 Skill (Ludhiana)
🏢 Equitas Micro Finance India
📍 Ludhiana

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