Branch Credit Manager

Job Code: EQU/BCM/1823786
Entity: Equitas Small Finance Bank
Business Unit: Assets
Division/Function (SBU): Inclusive Banking - SBL
Department: Mortgages
Sub-Department: Credit
Cluster: UDAIPUR
Branch Code: 16064
Branch Name: JHALAWAR

Posted On: 06 Aug 2026
End Date: 11 Aug 2026
Required Experience: 1 - 3 years

Basic Section

- No. Of Openings: 1
- External Title: Branch Credit Manager
- Employment Type: Permanent
- Employment Category: Field
- Closing Date: 11 Aug 2026

Organisational Section

- Zone: North
- State: Rajasthan
- Region: Rajasthan
- Area: UDAIPUR
- PT Location: Rajasthan

Skills Required

- Skill: Customer Focus
- Skill: Strategic Business Orientation

Highest Education: Master of Business Administration
Working Language: Hindi, English

Key Result Areas

Position: Relationship Officer - MFI

S.NO.| DESIRED RESULT | WEIGHTAGE | KEY PERFORMANCE INDICATOR | |------|--------------------------------------------------|-----------|-----------------------------------------------| | 1 | Ensure achievement of collections target set for allocated centres. | 50% | % of regular Collections (as per annexure 1) | | 2 | Ensure achievement of new members through AOC | 20% | % of Achievement (as per annexure 2) | | 3 | Achieving the set targets for Cross Sell products | 10% | % of Cross Sell Penetration Achievement % RD & APY Collections (as per annexure 3) | | 4 | Member Retention | 10% | % of Achievement (as per annexure 4) | | 5 | Self Development | 5% | Annexure 5 | | 6 | Process Orientation | 5% | Annexure 6 |

Annexure - 1

Performance Rating Repayment % to be achieved

Score | Description | |-------|---------------------------------------------------| | 5 | Excellent: 100% repayment achieved by end of every month during the review period | | 4 | Very Positive:



(99.81-100)% repayment achieved by end of every month during the review period | | 3 | Good: (99.51-99.80)% repayment achieved by end of every month during the review period | | 2 | Adequate: (99.31-99.50)% repayment achieved by end of every month during the review period | | 1 | Far below the expectation: < 99.3 % repayment achieved by end of every month during the review period |

Annexure - 2

Scoring method

Score | Description | |-------|-------------------------------------------------| | 5 | Outstanding: % of AOC Target >120% | | 4 | Excellent: (111 -120)% of AOC Target | | 3 | Very Good: (100% - 110%) of AOC Target | | 2 | Good: (90 -99)% of AOC Target | | 1 | Adequate: <90% of AOC Target |

Annexure - 3

Scoring method

Score | Description | |-------|-------------------------------------------------| | 5 | Outstanding: % of Achievement >120% | | 4 | Excellent: (111 -120)% of Cross Sell Target | | 3 | Very Good: (100% - 110%) of Cross Sell Target | | 2 | Good: (90 -99)% of Cross Sell Target | | 1 | Adequate: <90% of Cross Sell Target |

Annexure - 4

Scoring method

Score | Description | |-------|-------------------------------------------------| | 5 | Outstanding: % of Achievement >120% | | 4 | Excellent: (111 -120)% | | 3 | Very Good: (100% - 110%) | | 2 | Good: (90 -99)% | | 1 | Adequate: <90% |

Annexure - 5

Scoring method

Score | Description | |-------|------------------------------------------------| | 5 | Outstanding: Average Mandays of Training per Team Member >=3 | | 4 | Excellent: 2.5-2.99 | | 3 | Very Good: 2-2.49 | | 2 | Good: 1-1.99 | | 1 | Adequate: <1 |

Annexure - 6

Scoring method

Score | Description | |-------|------------------------------------------------| | 5 | Outstanding: Audit Score >95% | | 4 | Excellent: 91 - 95% | | 3 | Very Good: 81-90% | | 2 | Good: 71-80% | | 1 | Adequate: <71 |

📌 Skill (Udaipur)
🏢 Equitas Micro Finance India
📍 Udaipur