Branch Relationship Officer - Used Car

Entity: Equitas Small Finance Bank
Business Unit: Assets
Division/Function (SBU): Emerging Enterprise Banking
Department: Used Car
Sub-Department: Sales
Generic Role: Sales Officer

External Title: Branch Relationship Officer - Used Car
Division: Emerging Enterprise Banking
Zone: North
State: Himachal Pradesh
Region: Punjab
Area: Punjab
Cluster: Punjab
PT Location: Himachal Pradesh
Branch Code: 15021
Branch Name: Baddi

Posted On: 07 Aug 2026
End Date: 06 Sep 2026
Required Experience: 4 - 5 years
No. Of Openings: 1
Employment Type: Permanent
Employment Category: Field
Closing Date: 06 Sep 2026

Skills

- Strategic Business Orientation
- Leadership Through Sustainability
- Innovation Led Transformation
- Customer Focus

Highest Education: UG
Working Language: Hindi, English

Job ResponsibilitiesHome

Sales officer - USED CARS

SNO. OBJECTIVE WEIGHTAGE KEY PERFORMANCE INDICATOR Annexure

1. Deliver UC disbursement as per productivity norms by managing SO productivity 40% Branch Sales Manager Productivity as defined As per annexure 1
2. Maintain branch profitability WIRR to be 17% and PF to be 1.1% 20% WIRR to be 17% & PF to be 1.1% As per annexure 2
3. PDD Collection Plan 10% Branch 60+DPD PDD should be within 5% As per annexure 3
4. Manage and monitor the portfolio quality and follow up with ED cases for timely resolution 10% % of ED (12 months) As per annexure 4
5. Training Mandays 5% Average Mandays of Training per Team Member As per annexure 5
6. Process Orientation 5% Audit Score As per annexure 6
7. Team Management 10% % of Attrition & % of eligible employees earning incentive As per annexure 7

Annexure - 1

Scoring method
5 (Outstanding)
4 (Excellent)
3 (Very Good)
2 (Good)




1 (Adequate)

Actual Disbursement Vs Objectives

> 110%
> 101 - 110%
> 91 - 100%
> 80 - 90%
> <80%

Annexure - 2

Scoring method
5 (Outstanding)
4 (Excellent)
3 (Very Good)
2 (Good)
1 (Adequate)

% Achievement

> 120%
> 100% - 120%
> 95% - 100%
> 85% - 95%
> <85%

Annexure - 3

Scoring method
5 (Outstanding)
4 (Excellent)
3 (Very Good)
2 (Good)
1 (Adequate)

% of ED (12 months)
<=1.0%
1.1 - 2.0%
2.1 - 3.0%
3.1 - 4.0 %

> 4.0%

Annexure - 4

Scoring method
5 (Outstanding)
4 (Excellent)
3 (Very Good)
2 (Good)
1 (Adequate)

% Achievement

> 120%
> 100% - 120%
> 95% - 100%
> 85% - 95%
> <85%

Annexure - 5

Scoring method
5 (Outstanding)
4 (Excellent)
3 (Very Positive)
2 (Good)
1 (Adequate)

% Achievement

> 120%
> 100% - 120%
> 95% - 100%
> 85% - 95%
> <85%

Annexure-6

Scoring method
5 (Outstanding)
4 (Excellent)
3 (Very Good)
2 (Good)
1 (Adequate)

Average Mandays of Training per Team Member

> =3
> 2.5-2.99
> 2-2.49
> 1-1.99
> <1

Annexure-7

Scoring method
5 (Outstanding)
4 (Excellent)
3 (Very Good)
2 (Good)
1 (Adequate)

Audit Score

> 95%
> 91 - 95%
> 81-90%
> 71-80%
> <71

Annexure-8

Scoring method
5 (Outstanding)
4 (Excellent)
3 (Very Good)
2 (Good)
1 (Adequate)

Attrition %
<10% Annualized Attrition
11% - 15% Annualized Attrition
16% - 25% Annualized Attrition
26% - 35% Annualized Attrition

> 35% Annualized Attrition

% of eligible employees earning incentive

> 75% of employees earned incentive
> 50%-75% of employees earned incentive
> 35%-49% of employees earned incentive
> 20-34% of employees earned incentive
> <20% of employees earned incentive

📌 Skill (Baddi)
🏢 Equitas Micro Finance India
📍 Baddi