Role & responsibilities
Review credit proposals, including Cibil checks, loan applications, and supporting documents.
Collecting the needed financial documentation and assessing the clients' creditworthiness.
Calculating and analyzing the risk ratios of clients based on their credit score and financial history
Approving or denying loan requests, and communicating your decision to both clients and management.
Maintaining records of loan applications by using loan management software.
Managing loan renewals by organizing followup meetings with clients.
Monitoring the progress of the loan application process and relaying any hindrances to clients
Preferred candidate profile
Any bachelor's/master's degree required
A minimum of 2 years' experience as a credit officer (preferably in LAP).
Knowledge of loan application procedures and best lending practices according to state laws and regulations.
📌 Credit Officer Mumbai (India)
🏢 Ratnaafin Capital
📍 India
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