Responsibilities:
Review individual commercial credit files to ensure compliance with financial institution and regulatory guidelines
Perform and document testing on consulting, compliance and internal audit engagements
Identify findings and document prospects for process improvement
Draft detailed reports to clients that summarize findings and recommendations
Research technical issues that arise during the engagement
Assist Seniors and Managers in developing strategic solutions to meet client needs

Qualifications:

• Bachelors degree required.

• Minimum 3 years of relevant experience.

• Previous experience in banking or credit unions, with a robust background in credit analysis and underwriting.

• Previous experience in conducting commercial loan file reviews in all aspects of business lending (Small Business Administration, Agriculture, Commercial Real Estate, Construction and Commercial & Industrial).





• Credit/loan department operations experience along with internal audit, and/or consulting services preferred. Ability to review and analyze financial statements of individuals or companies for sufficient cash flows to repay debt obligations

• Familiarity with Moody’s and other financial analytic tools. Ability to work effectively as part of a team and independently

• Creative problem solving and research skills. Robust analytical and report writing skills. Motivated to meet client deadlines and provide excellent client service. Excellent verbal and written communications

• Ability to handle multiple priorities, tasks, and simultaneous projects. Proficient with Microsoft Office (Word, Excel, PowerPoint, Outlook)

📌 Credit Risk Analyst Senior Bengaluru (India)
🏢 Baker Tilly
📍 India