07 Aug
|
Equitas Micro Finance India
|
Erode
07 Aug
Equitas Micro Finance India
Erode
Job Title: Relationship Manager - RetailJob ID: EQU/RM-R/1824930
Company: Equitas Small Finance Bank
Location: Inclusive Banking - SBL > South > Tamil Nadu > Erode > Salem > Salem 5 Roads > Salem > 1271 > Dhadhagapatty
Posted On: 07 Aug 2026
End Date: 06 Sep 2026
Required Experience: 1 - 3 years
Application Details
- No. Of Openings: 1
- External Title: Relationship Manager - Retail
- Employment Type: Permanent
- Employment Category: Field
- Closing Date: 06 Sep 2026
Organisation Details
- Entity: Equitas Small Finance Bank
- Business Unit: Assets
- Division/Function (SBU): Inclusive Banking - SBL
- Department: Mortgages
- Sub-Department: Business
- Generic Role: Relationship Manager
- External Title (Job Role): Relationship Manager - Retail
- Division: Inclusive Banking - SBL
- Zone: South
- State: Tamil Nadu
- Region: Erode
- Area: Salem
- Cluster: Salem 5 Roads
- PT Location: Salem
- Branch Code: 1271
- Branch Name: Dhadhagapatty
Skills
- Skill: Strategic Business Orientation
- Highest Education: Bachelor in Science
- Working Language: Tamil
Target Achievement & Business Generation
- Loan Sourcing Volume: Meet or exceed monthly and quarterly targets for login, sanction, and disbursement volume.
- Value & Mix: Achieve target portfolio volume broken down by prime, affordable housing, or high-ticket mortgage products.
- Fee Income: Generate revenue through processing fees,
login fees, and cross-selling insurance or related financial products. [1, 2, 3, 4]
Channel & Market Development
- Channel Expansion: Build and maintain networks with builders, real estate agents, developers, and direct-sales associates for lead generation.
- Market Penetration: Identify recent micro-markets, residential projects, and corporate accounts to pitch home loan schemes.
- Relationship Management: Conduct regular meetings with key connectors to secure repeat and referral business. [1, 2, 3]
File Processing & Portfolio Quality
- Initial Verification: Check customer documents for basic eligibility, KYC compliance, and income authenticity before login.
- File Turnaround Time (TAT): Minimize time taken from lead generation to file login and final sanction coordination.
- Credit Quality & Risk: Ensure low delinquency risk by vetting customer profiles accurately and adhering to bank lending policies. [1, 2, 3]
Customer Service & Reporting
- Customer Satisfaction: Guide applicants clearly through interest rates, eligibility, and repayment terms.
- Grievance Resolution: Address pre-disbursement and post-disbursement service issues promptly.
- Sales Reporting: Maintain accurate daily logs of pipeline, conversions, and market feedback using CRM tools.
📌 Skill (Erode)
🏢 Equitas Micro Finance India
📍 Erode