Mortgage Underwriter

Start Date

Starts Immediately

CTC (ANNUAL)

Competitive salary Competitive salary

Experience

2 year(s)

2 year(s)

Apply By

Not Provided

Posted few hours ago

Job

Be an early applicant

About the job

About the Role:

We are seeking a skilled Mortgage Underwriter with expertise in the 4 Cs of underwriting (Credit, Capacity, Collateral, and Capital) to join our team. The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.

Key Responsibilities:

- Underwriting Activities: Review, analyze, and approve/deny mortgage applications based on risk assessment and investor guidelines.
- 4 Cs of Underwriting: Evaluate borrowers Credit, Capacity, Collateral, and Capital to determine loan eligibility.
- Income Calculation: Assess borrower income using tax returns, W-2s, pay stubs, and financial statements.
- Risk Assessment: Analyze creditworthiness, property valuation, and overall lending risks to ensure sound decision-making.
- Compliance & Quality Control: Ensure adherence to federal, state, and investor regulations, maintaining high-quality underwriting standards.
- Collaboration: Work closely with loan officers, processors,



and other stakeholders to streamline the underwriting process.

Requirements:

- Experience: Minimum 2 years in mortgage underwriting, preferably in US residential loans.
- Certifications (Preferred): DE (Direct Endorsement) for FHA loans, SAR/LAPP for VA loans.
- Attention to Detail: Solid analytical skills to assess financial documents and property risks accurately.
- Communication: Ability to articulate underwriting decisions effectively to internal teams and external stakeholders.

Earn certifications in these skills

Who can apply

Only those candidates can apply who:

1. have minimum 2 years of experience

Salary

Probation:

Duration:

Salary during probation:

After probation:

Annual CTC: Competitive salary

Number of openings

1

Editor’s note

Information above is Internshala's interpretation and paraphrasing of what we found on the shared link.

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📌 Mortgage Underwriter (Maharashtra)
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📍 Maharashtra