Job Summary The Internal Auditor will be responsible for evaluating the adequacy effectiveness and efficiency of the organization s internal control systems processes and compliance with regulatory standards This role is crucial to ensuring the integrity of the company s operations particularly related to the credit and collections lifecycle of unsecured loans Key Responsibilities Audit Planning Execution o Develop and execute risk-based internal audit plans for operations finance credit underwriting disbursal and collections processes o Conduct regular audits of branch offices loan origination systems and backend processes to ensure compliance with internal policies and RBI NBFC regulations Risk Assessment o Identify and assess key risks across the unsecured loan portfolio including fraud credit risk data security and operational lapses o Evaluate internal controls and suggest improvements to mitigate financial and operational risks Regulatory Compliance o Review adherence to applicable laws guidelines and circulars issued by the RBI and other statutory bodies o Monitor compliance with KYC AML Fair Practices Code and data protection regulations Reporting o Prepare detailed internal audit reports highlighting observations risks and recommendations o Present audit findings to management with actionable insights and support implementation of corrective actions Process Improvement o Collaborate with business and operations teams to improve internal processes and enhance controls o Provide inputs for automation and technology interventions in audit and risk monitoring processes Special Audits Investigations o Conduct forensic audits and fraud investigations especially related to borrower misrepresentation misappropriation or employee misconduct o Participate in due diligence and system audits when necessary Qualifications Experience Bachelor s Degree in Accounting Finance or related field CA CIA CISA preferred 3-7 years of experience in internal audit preferably in an NBFC fintech or financial institution with exposure to unsecured lending Solid understanding of NBFC regulations unsecured loan products and credit life cycle Experience with auditing tools ERP systems and data analytics is a plus Skills Required Excellent analytical investigative and problem-solving skills Sound judgment integrity and attention to detail Strong communication and report-writing skills Ability to work independently and manage multiple audits simultaneously High ethical standards and professional skepticism Preferred Experience in fintech NBFC Working knowledge of RBI NBFC Master Directions and Fair Practices Code Familiarity with digital lending platforms APIs and core lending systems Maxemo Capital - www maxemocapital com Job Type Full-time Pay 40 000 00 - 50 000 00 per month Experience Internal audits 3 years Preferred NBFC 1 year Required

📌 Internal Auditor -nbfc (New Delhi)
🏢 Maxemo Capital
📍 New Delhi