US Mortgage Underwriter onsite Chennai Bengaluru US Shifts Night Shifts Looking for People from US Mortgage background Only About the Role The Underwriter s primary responsibilities include reviewing mortgage files submitted to Underwriting This position requires calculating income analyzing debt and assets as well as completing an in-depth review of the completed appraisal and title Additional responsibilities include entering data into the client s loan operating system utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval Candidates must possess a strong sense of urgency with an ability to work in a team environment maintaining excellent organizational communication and PC skills Responsibilities Perform complete and in-depth review of mortgage loan files including income assets credit and collateral Utilize client s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate complete and compliant Ability to identify and or clear red flag or alerts Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours on an as needed basis Qualifications Minimum 2 years current conventional mortgage loan underwriting experience Required Skills Strong knowledge of income calculations tax returns reading credit reports identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines DU LP Robust analytic interpersonal and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary Regards Swathy Bhaskaran Job Type Full-time Pay 288 309 60 - 956 986 92 per year Work Location In person Speak with the employer 91 (phone hidden)

📌 Mortgage Underwriter (Tamil Nadu)
🏢 IBR
📍 Tamil Nadu