Job Description: Credit Card Product - MIS Team Manager
Department: Credit Card-Marketing HO
Experience Level: 4 to 7 years overall (2–3 years in credit card domain is
preferred)
Grade : M4-M5
Key Responsibilities:
1. Data Management & Reporting:
· Develop and maintain robust MIS (Management Information System) for
credit card products.
· Generate and automate regular reports and dashboards using DEX, SAS,
SQL, Power BI, and Excel.
· Perform detailed credit card portfolio analysis, transaction trends,
and product performance to provide actionable insights.
· Ensure timely delivery of accurate analysis reports to stakeholders and
senior management.
2. Business Insights & Analytics:
· Conduct deep-dive analysis on credit card portfolios to identify growth
opportunities and risks.
· Monitor key performance indicators (KPIs) such as spend patterns,
customer retention, delinquency rates etc.
· Support product teams in pricing strategies, credit risk evaluations,
and campaign performance.
3. Data Integrity & Quality:
· Ensure data accuracy and consistency across all reporting systems and
databases.
· Collaborate with IT and data engineering teams to resolve data
discrepancies and system issues.
4. Stakeholder Collaboration and Team management:
· Work closely with product managers, risk teams, and marketing teams to
support data-driven decision-making.
· Present insights and findings in a transparent, concise manner to technical
and non-technical audiences.
· Lead a team of 3-5 people.
5. Process Improvement:
· Identify and implement opportunities for process automation and
efficiency improvements.
· Stay updated on best practices and emerging tools in data analytics and
reporting.
Qualifications & Skills:
Technical Expertise:
Proficiency in DEX, SAS, SQL, Power BI, and advanced Excel (including pivot
tables, macros, and complex formulas) is a must.
Strong understanding of data visualization principles and dashboard creation.
Industry Knowledge:
2–3
📌 Team Member (Mumbai)
🏢 Kotak
📍 Mumbai