About Us

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do.

We are committed to building an environment where people can thrive and create a better future for everyone.

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What’s in it for YOU

1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
2. Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
3. Dynamic, Inclusive and Diverse team culture
4. Gender Neutral Policy
5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
6. Commitment to the overall development of an employee through comprehensive learning & development framework





Role Purpose Responsible for preparing collections scorecards based on formulated strategies to drive recovery/collection/loss target achievement in the early/mid/late recovery stages.

Role Accountability

1. Develop scorecards for assigned collections bucket (early/mid/late/recovery stage) and track performance against the same
2. Conduct stress testing of collections strategies for assigned buckets and suggest changes to enhance efficacy
3. Develop propensity to pay model to further optimize the existing calling / field referral strategies to maximize yield
4. Leverage bureau data for effective utilization for design of strategies
5. Conduct regular monitoring of scorecards and models to flag potential areas of concern
6. Analyze strategies post implementation to identify enhancement opportunities and recommend the same for adoption within SBIC
7. Work closely with field / tele calling leads to finalize the plan so as to deliver the MOU basis optimal strategies and ensure seamless implementation
8. Prepare MIS/business reports and share with leadership as required

Measures of Success

1. GNPA (Only if assigned mid/late portfolio)
2. Rate of Recovery (Only if assigned recovery portfolio)
3. Cost of Collections
4. Credit Cost
5. Timely development, testing and validation of scorecards
6. Delinquency Rate for assigned portfolio (early/mid/late)
7. Timely preparation of dashboards
8. Timely & accurate MIS/business reporting
9. Quality of recommendations on collection strategies
10. Process adherence as per MOU

Technical Skills / Experience / Certifications

1. 1.Good knowledge of analytics tools and methodologies
2. 2.Valuable Knowledge of backend data architecture
3. 3.Knowledge of SQL, Python, SAS, Tableau etc.
4. 4.Exposure to performance scorecard development

Competencies critical to the role

1. Analytical Ability
2. Process Orientation
3. Result Orientation
4. Adaptability

Qualification Graduate & exposure on data modelling

Preferred Industry

BFSI

📌 Senior Manager - Collections Strategy Analyst (Gurugram)
🏢 SBIC
📍 Gurugram