Role Details
We are seeking a agile Product & Technology Manager to lead the development, enhancement, and digital transformation of Business Banking/Small Business Banking products to ensure higher customer engagement and wallet penetration.
The role will be responsible for managing the end-to-end product lifecycle focusing on working capital and digital lending solutions while partnering closely with Technology, Risk, Operations, Sales, Compliance and supporting vendors.

Overall Job Description
Assist in defining product requirements for lending and credit platforms, translating business needs into detailed functional specifications.
Own the product roadmap for BB/SBB, including new product development and enhancements.
Leverage SQL and analytics to generate insights on customer usage, funnel drop-offs, and engagement.
Participate in system testing, UAT validation, and issue resolution to ensure smooth product rollout.
Identify market opportunities, customer pain points, and competitive trends to design differentiated offerings.




End-to-end product lifecycle management—from ideation to launch and ongoing optimization.
Continuously benchmark products against peers and refine features, processes, and policies
Contribute to development of new-age digital lending solutions by incorporating market insights and competitor benchmarking.
Collaborate with engineering teams to convert product requirements into system features, APIs, and workflows.
Support enhancement of Loan Origination Systems (LOS) and credit decisioning platforms.
Participate in system testing, UAT validation, and issue resolution to ensure smooth product rollout.
Analyze user behavior and identify friction points across digital journeys.
Support development of intuitive and seamless onboarding and credit processing experiences.
Support backlog prioritization using data-driven recommendations.
Work closely with Business, Credit, Risk, Operations, and Technology teams to align on product requirements.
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📌 Product & Technology Manager (Mumbai)
🏢 IndusInd Bank
📍 Mumbai