Lead Functional Consultant – Banking Transformation Location: Trivandrum | Initially office-based; eventually minimum 3 days/week hybrid

Experience: Senior-level 9+Yrs

Industry: Banking / Financial Technology The Prospect We are looking for banking professionals who can consult — and consultants who deeply understand banking. You will work directly with banking clients to understand complex business challenges, challenge assumptions, design scalable solutions and transform critical banking capabilities. This is not a traditional requirements-gathering role. We are looking for someone who can think, advise, design and execute. What You'll Do

Lead discovery and consulting discussions with banking clients

Understand business processes, pain points and strategic objectives

Translate business requirements into scalable functional solutions

Lead workshops with business, technology and product stakeholders

Advise clients on

Product & Pricing

Rates & Fees

Billing

Offers

Deposits & Payments

Relationship Pricing

Create functional architecture and solution specifications

Configure products, pricing, rates, fees, rules and parameters





Work closely with Product and Engineering teams

Support SIT, UAT and production readiness

Build credibility and trusted relationships with senior client stakeholders

What We're Looking For

Strong experience in Retail, Corporate or Commercial Banking

Strong banking transformation or consulting experience

Experience in product, pricing, rates, fees and/or billing

Ability to lead discovery sessions and client workshops

Strong problem structuring and consulting capability

Strong client-facing communication

Ability to translate business problems into practical solutions

Strong hands-on orientation Experience with Temenos, Finastra, Oracle Banking, FIS or Fiserv is an advantage.

Ideal Background

Candidates from premium banking consulting/strategy practices, core banking technology companies, financial technology organizations or major banking transformation programs. The updated JD specifically emphasizes banking consulting, discovery, client advisory and hands-on configuration rather than simply capturing requirements.

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